Income Protection Insurance covers your outgoings if you’re left unable to work due to an accident or illness or if you’re made redundant. It takes away the stress of not being able to pay the bills at a time when you need to focus on your health and wellbeing or on finding a new job.
Income protection insurance replaces part of your income if you’re left unable to work because of illness or injury. There are three main levels of cover you can choose from, which pay out based on your personal situation:
Own occupation: For if you can’t do your own occupation. It would be the right choice if, for example, your job depends on you being physically active and an accident leaves you unable to do your job, although it’s likely to have the highest premium.
Suited occupation: You can’t do your job or a similar one that suits your experience and qualifications.
Any occupation: You’re too ill to do any kind of work at all.
Contact one of our experts today to start a whole of market review to find the most suitable Income Protection Insurance for you.